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In this case, having accepted the inheritance, you have a chance not to pay for someone else's loan, and become only the rightful owner of the property.

During these six months, we can all think carefully and make the final decision, is it advantageous to accept the inheritance with all debts or to abandon it and focus on paying their own loans. After 14 to 18 years and the decision on acceptance of the inheritance and, accordingly, obligations for the payment of the loan, the heir will be considered together with the guardians. In other words, people with low incomes, why not try to live logically, and only based on their own emotions. And it's perfectly legal, but completely unfair. The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. By the way, to abandon a legacy in someone's favor can be in the case where the heir has accepted the inheritance. As a rule, in the office of the institution to a potential borrower will provide the phone number of the financial institution partner, which he will be able to get a wide range of information about conditions of granting of the loan, interest rate and other important aspects. It is possible that all debts on the loan that go along with the inheritance, can not be charged for the prescription period. In any case, until he attains the age of majority.

However, it is not strange looks, but this specific category of people in our country are very inclined to commit rash and spontaneous actions, which ultimately lead to the financial collapse or destitute.

For example, if representatives of the credit institution's opinion, the loan was obtained by fraud, and they can prove it in court, the borrower may be required to pay the full amount of the debt immediately. It should be noted the fact that the number of Bank and non-Bank financial institutions ready to provide its clients with cash now number in the thousands and all such organizations, according to advertising slogans and avenues, only exclusive, profitable and reliable credit conditions. However, if the Bank is not going to meet you have to go to court. You can, for example, can I refinancing your loan. Financial institution, in turn, may be a kind of indicator of the reliability of the developer, because of serious financial institutions are ready to cooperate only with honest, reputable and successful construction companies. Usually the initiators of termination by banks. However, in any case, the loan inherited, become a headache not the heir, and his guardians. In the future, referring any difficulties or shocks is that not every borrower is able to repay such an expensive mortgage loan, which leads to the fact that borrowers start to rush, trying to refinance the loan or to change bought on credit "square meters" for cheaper housing. Financial institutions, in turn, try not to spoil its clients with mood like little things and hold back fees.

it can change throughout the term of payment more than once.

From Wikipedia, the free encyclopedia


   
 
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